Goals show progress honestly
Saved, planned, projected, and still-needed amounts remain distinct so progress does not look further along than it really is.
Protect what matters
Plan Goals and Holds alongside bills
Money set aside for a goal or protected by a Hold should not disappear from the household conversation.
- Separate saved money from future planned contributions
- See what is still needed by a target date
- Protect money with general or carry-forward Holds
Holds protect near-term decisions
A Hold makes reserved money visible while the household decides or waits. Carry-forward Holds can stay protected across planning ranges.
Priorities share the same surface
Goals and Holds appear with bills and income in Bill Sheets, making tradeoffs visible without turning them into bill obligations.
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